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Financial Resources

Find financial resources that are available in local communities we serve.

Stonerise was founded with the intention of creating a better way of caring for patients at every step of their health journey. We believe that all of our patients should have access to quality, compassionate care to help get patients back to health and back to life.

It can be challenging to understand and navigate payment options. Stonerise is committed to guiding our patients and their families through the financial planning process. Whether through our network or through providers and partners in the local communities we serve, Stonerise helps patients find the care or services that meet their needs.

Stonerise team members can guide you in creating the best financial plan for your needs. This can be through support of government agencies like West Virginia Medicaid, Veterans Insurance and/or Medicare, or private insurance. Connect with one of our team members to begin creating your financial plan.

West Virginia Senior Advantage (WVSA) is one of our Preferred Partners. They offer many supplemental benefit options for long-term care center patients.

Our admissions team members are here to assist you every step of the way. Please contact us if you have questions not answered by the resources and FAQs provided.

 

Find more information about community resources

Stonerise healthcare worker with mask assisting patient in wheelchair in Stonerise skilled nursing home and transitional care facility

FAQs

How much does care with Stonerise cost?

The cost of care can vary depending on the level of care needed, the setting where the care is provided and the geographic location. To understand the costs, you should be prepared to discuss your finances in detail with admissions team members. Based on this information, they will be able to offer guidance regarding your available benefits, including Medicare, Medicaid, Managed Care, long-term care insurance or paying privately. Stonerise participates in and accepts payments from both Medicare and Medicaid, along with many private insurances.

What is provided under Managed Care?

Stonerise participates with many managed care insurances to provide in-network services. Coverage is determined by your individual plan. For more information regarding your coverage, you can contact either the insurance provider or the center admissions team for specific plan details. All deductible, co-insurance and personal responsibility will be identified based on your specific plan.

What is long-term care insurance?

Depending on your specific policy and your care needs, long-term care insurance (LTCI) can be a great resource for paying for specific types of senior living care. But not all LTCI policies are created equal, so be sure to understand your policy. Policies vary widely with what they will cover and won’t cover, so it’s important to consult with your insurance provider or a financial advisor to make sure you know exactly how your policy works.

What is private pay?

When federal or third-party insurance does not cover costs, paying out-of-pocket is an option. Each Stonerise Transitional Care Center has a daily room rate. Daily rates are determined in part by the type of room used and the services provided, and therefore may change if the patient is transferred to a different room or experiences a change in services received. Individuals will receive a billing statement for nursing services and supplies on the first calendar day of the month. For more information on daily rates, please contact the admissions team members at the center.

What is covered under Veteran’s Benefits?

The Department of Veterans Affairs provides the VA Aid and Attendance Pension to eligible wartime veterans and their surviving spouses, which can offset the price of skilled nursing care by a significant amount.

Source: VA.gov

Medicare

What is Medicare?

Medicare is a federal healthcare insurance program available to all Americans at age 65. Those who are disabled and under 65 may also be eligible. Medicare coverage can cover inpatient hospital stays, care in a skilled nursing center, hospice care and some home health care.

What will Medicare pay for?

Medicare can cover certain expenses, such as short-term care in a skilled nursing center, depending on your eligibility. Medicare is a pay-per-visit arrangement. You can go to any doctor, hospital or other healthcare provider who accepts Medicare. You must pay the deductible. Medicare then pays its share and you pay your share (co-insurance).
Medicare is divided into four parts to help cover specific services:

Source: Medicare.gov

Medicaid

What is Medicaid?

Medicaid is an assistance program funded jointly by the federal and state governments and administered by individual states. Medicaid eligibility is based on income level, assets and resources.

Source: Medicaid.gov